Yep. And as a late boomer/Jones, I was just in time to see things change. It gets old being the last one to get a benefit/first one to see it go away. Hear all the talk about jobs being available...and then see them go away before one can apply.
No, not a bootstrapper here. And one factor that bootstrapper advocates miss--part of the so-called "success" of bootstrapping comes with a hefty dose of good luck. No legal or medical problems. Being in the right place at the right time.
The random chance of luck, fate, or whatever you want to call it gets completely disregarded by the Boomer/bootstrappers. Then again, I suppose they consider it to be their entitled fate.